Swappa Fee & Profit Calculator
Understanding Swappa Fees and Selling Costs
Selling your used electronics on Swappa is often more profitable than using trade-in programs or auction sites like eBay. However, calculating your take-home pay requires understanding three distinct costs: the Swappa partner fee, payment processing fees, and shipping expenses.
1. The Swappa Fee
Unlike other platforms that take 10-15% of your sale, Swappa uses a fair, transparent fee structure. In their current model, both the buyer and seller pay a small percentage (roughly 3% each). This calculator accounts for the seller's portion of that transaction fee to give you an accurate net profit estimate.
2. Payment Processing Fees
Swappa uses PayPal and Stripe for secure transactions. These processors charge their own standard fees to handle the money. Typically, this is 3.49% + $0.49 per transaction. This fee is calculated based on the total amount the buyer pays, not just your profit.
3. Shipping Costs
On Swappa, the seller is responsible for shipping. Because Swappa requires "standard" shipping (usually USPS Priority, FedEx, or UPS with tracking), you should factor in $10–$25 depending on the size of the device and the distance it's traveling. Always include the cost of insurance and bubble mailers in your calculation.
Example Calculation: Selling an iPhone
- Listing Price: $600.00
- Swappa Fee (3%): $18.00
- PayPal Fee (3.49% + $0.49): $21.43
- Estimated Shipping: $15.00
- Net Profit: $545.57
How to Maximize Your Swappa Profit
- Provide Clean Photos: High-quality listings sell faster, reducing the time your money is tied up.
- Use Pirate Ship: Use third-party shipping services to get commercial rates instead of paying retail at the post office counter.
- Include Accessories: Including the original box or a protective case can justify a higher listing price without significantly increasing shipping weight.
- Respond Quickly: Fast communication prevents buyers from canceling or asking for discounts.