VA Disability Compensation Calculator
Use this calculator to estimate your potential monthly VA disability compensation. This tool incorporates VA "math" for combining multiple disability ratings and considers common dependent scenarios. Please note that this is an estimate based on 2024 rates and actual compensation may vary. Always consult with the Department of Veterans Affairs or a DAV representative for precise figures.
Your Disability Ratings (0-100%)
Enter your individual service-connected disability ratings. You can enter up to five. Leave fields blank if not applicable.
Dependents Information (for 30% rating or higher)
Dependent additions are only applicable if your combined disability rating is 30% or higher. The amounts shown are estimates based on 2024 rates for a 100% disabled veteran; actual amounts vary by rating level.
Special Monthly Compensation (SMC)
Estimated Results
Enter your details and click "Calculate Compensation" to see your estimated VA disability benefits.
Understanding Your VA Disability Compensation
The Department of Veterans Affairs (VA) provides monthly tax-free compensation to veterans with service-connected disabilities. Determining this compensation involves a unique calculation process, often referred to as "VA Math," and considers various factors like your disability ratings, dependents, and special monthly compensation (SMC).
How VA Disability Ratings Are Determined
When you file a claim for a service-connected condition, the VA assigns a disability rating, typically in increments of 10%, from 0% to 100%. This rating reflects the severity of your condition and its impact on your earning capacity. If you have multiple service-connected conditions, the VA doesn't simply add the percentages together.
The "VA Math" for Combined Ratings
The VA uses a specific method to combine multiple disability ratings, which can be confusing. Instead of adding, the VA calculates the "efficiency loss" from each disability. It starts with 100% efficiency and then applies the highest rating first, then the next highest to the remaining efficiency, and so on.
Example of VA Math:
- Veteran has a 50% rating and a 30% rating.
- Start with 100% efficiency.
- Apply the highest rating (50%): 100% – (100% * 0.50) = 50% remaining efficiency. This means the veteran is 50% disabled.
- Apply the next highest rating (30%) to the remaining efficiency: 50% – (50% * 0.30) = 50% – 15% = 35% remaining efficiency.
- The total impairment is 50% (from the first rating) + 15% (from the second rating) = 65%.
- The VA then rounds this combined rating to the nearest 10%. In this case, 65% rounds up to 70%.
This rounding rule means that ratings ending in 5% or higher round up to the next 10%, while ratings ending in 4% or lower round down. For example, 64% rounds to 60%, but 65% rounds to 70%.
The Bilateral Factor
If you have disabilities affecting both sides of your body (e.g., both knees, both arms, or hearing loss in both ears), the VA may apply a "bilateral factor." This means that after calculating the combined rating for the bilateral conditions, an additional 10% of that combined rating is added before the final rounding. This acknowledges the increased impact of disabilities affecting paired limbs or organs.
Dependents and Your Compensation
Your monthly compensation can increase if you have dependents, provided your combined disability rating is 30% or higher. Dependents can include a spouse, children under 18, children aged 18-23 who are attending school, and dependent parents. The additional amounts for dependents vary based on your combined rating percentage.
Special Monthly Compensation (SMC)
Special Monthly Compensation (SMC) is an additional benefit paid to veterans with certain severe disabilities or combinations of disabilities. This can include conditions like the loss of a limb, blindness, or the need for daily aid and attendance (A&A) from another person. SMC rates are complex and depend on the specific nature and combination of disabilities. Our calculator provides an estimate for SMC-L (Aid and Attendance) for 100% disabled veterans.
Using the Calculator
To use this calculator:
- Enter your individual service-connected disability ratings (0-100%).
- Check the "Apply Bilateral Factor" box if applicable.
- Indicate your dependent status (spouse, children, dependent parents).
- Check the "Qualify for Aid and Attendance (A&A)" box if you believe you meet the criteria for SMC-L.
- Click "Calculate Compensation" to see your estimated monthly and annual benefits.
Remember, this calculator provides an estimate based on current VA rates and common scenarios. For a definitive determination of your VA disability compensation, please contact the Department of Veterans Affairs directly or seek assistance from a Disabled American Veterans (DAV) representative.