Use this calculator to estimate your net pay after federal, FICA, and Georgia state taxes and deductions.
Weekly
Bi-weekly
Semi-monthly
Monthly
Federal Withholding Information
Single
Married Filing Jointly
Georgia State Withholding Information
Single
Married Filing Jointly
Deductions
/* Basic styling for the calculator */
.calculator-container {
font-family: Arial, sans-serif;
max-width: 600px;
margin: 20px auto;
padding: 20px;
border: 1px solid #ccc;
border-radius: 8px;
background-color: #f9f9f9;
}
.calc-input-group {
margin-bottom: 15px;
}
.calc-input-group label {
display: block;
margin-bottom: 5px;
font-weight: bold;
}
.calc-input-group input[type="number"],
.calc-input-group select {
width: 100%;
padding: 8px;
border: 1px solid #ddd;
border-radius: 4px;
box-sizing: border-box;
}
button {
background-color: #007bff;
color: white;
padding: 10px 15px;
border: none;
border-radius: 4px;
cursor: pointer;
font-size: 16px;
}
button:hover {
background-color: #0056b3;
}
.calculator-result {
margin-top: 20px;
padding: 15px;
border: 1px solid #e0e0e0;
border-radius: 4px;
background-color: #e9ecef;
}
.calculator-result h3 {
margin-top: 0;
color: #333;
}
.calculator-result p {
margin: 5px 0;
}
.calculator-result .total {
font-weight: bold;
color: #007bff;
font-size: 1.1em;
}
function calculatePayroll() {
// Get input values
var grossPayAmount = parseFloat(document.getElementById('grossPayAmount').value);
var payFrequency = parseInt(document.getElementById('payFrequency').value); // Number of pay periods per year
var federalFilingStatus = document.getElementById('federalFilingStatus').value;
var federalDependents = parseInt(document.getElementById('federalDependents').value);
var gaFilingStatus = document.getElementById('gaFilingStatus').value;
var gaDependents = parseInt(document.getElementById('gaDependents').value);
var preTaxDeductions = parseFloat(document.getElementById('preTaxDeductions').value);
var postTaxDeductions = parseFloat(document.getElementById('postTaxDeductions').value);
// Validate inputs
if (isNaN(grossPayAmount) || grossPayAmount < 0) {
alert('Please enter a valid Gross Pay per Pay Period.');
return;
}
if (isNaN(federalDependents) || federalDependents < 0) {
alert('Please enter a valid number for Federal Dependents.');
return;
}
if (isNaN(gaDependents) || gaDependents < 0) {
alert('Please enter a valid number for Georgia Dependents.');
return;
}
if (isNaN(preTaxDeductions) || preTaxDeductions < 0) {
alert('Please enter a valid amount for Pre-tax Deductions.');
return;
}
if (isNaN(postTaxDeductions) || postTaxDeductions < 0) {
alert('Please enter a valid amount for Post-tax Deductions.');
return;
}
// Annualize values for tax calculations
var annualGrossPay = grossPayAmount * payFrequency;
// Taxable Gross Pay for Federal and State (after pre-tax deductions)
var federalTaxableGrossPerPeriod = grossPayAmount – preTaxDeductions;
var gaTaxableGrossPerPeriod = grossPayAmount – preTaxDeductions;
if (federalTaxableGrossPerPeriod < 0) federalTaxableGrossPerPeriod = 0;
if (gaTaxableGrossPerPeriod < 0) gaTaxableGrossPerPeriod = 0;
// — FICA Taxes (Social Security & Medicare) —
var socialSecurityRate = 0.062;
var socialSecurityWageBase = 168600; // 2024 limit
var medicareRate = 0.0145;
// For a single-period calculator, we apply the rate to the current gross pay.
// A true payroll system tracks YTD earnings to apply the wage base limit.
// This calculator assumes the current period's gross is fully subject to SS tax.
var socialSecurityTax = grossPayAmount * socialSecurityRate;
var medicareTax = grossPayAmount * medicareRate;
var ficaTax = socialSecurityTax + medicareTax;
// — Federal Income Tax (FIT) —
var annualFederalTaxableIncome = federalTaxableGrossPerPeriod * payFrequency;
// Federal Standard Deductions (2024)
var federalStandardDeduction;
if (federalFilingStatus === 'single') {
federalStandardDeduction = 14600;
} else { // married
federalStandardDeduction = 29200;
}
// Federal Dependent "Allowance" for calculation simplification (not actual W-4 allowances)
// For 2020+ W-4, dependents are for credits. For simplified withholding, we treat it as a reduction to taxable income.
var federalDependentReduction = federalDependents * 2000; // Simplified for calculator, roughly equivalent to a credit value
annualFederalTaxableIncome = annualFederalTaxableIncome – federalStandardDeduction – federalDependentReduction;
if (annualFederalTaxableIncome < 0) annualFederalTaxableIncome = 0;
var federalTax = 0;
if (federalFilingStatus === 'single') {
if (annualFederalTaxableIncome <= 11600) {
federalTax = annualFederalTaxableIncome * 0.10;
} else if (annualFederalTaxableIncome <= 47150) {
federalTax = 11600 * 0.10 + (annualFederalTaxableIncome – 11600) * 0.12;
} else if (annualFederalTaxableIncome <= 100525) {
federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (annualFederalTaxableIncome – 47150) * 0.22;
} else if (annualFederalTaxableIncome <= 191950) {
federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (annualFederalTaxableIncome – 100525) * 0.24;
} else if (annualFederalTaxableIncome <= 243725) {
federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (annualFederalTaxableIncome – 191950) * 0.32;
} else if (annualFederalTaxableIncome <= 609350) {
federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (243725 – 191950) * 0.32 + (annualFederalTaxableIncome – 243725) * 0.35;
} else {
federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (243725 – 191950) * 0.32 + (609350 – 243725) * 0.35 + (annualFederalTaxableIncome – 609350) * 0.37;
}
} else { // married
if (annualFederalTaxableIncome <= 23200) {
federalTax = annualFederalTaxableIncome * 0.10;
} else if (annualFederalTaxableIncome <= 94300) {
federalTax = 23200 * 0.10 + (annualFederalTaxableIncome – 23200) * 0.12;
} else if (annualFederalTaxableIncome <= 201050) {
federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (annualFederalTaxableIncome – 94300) * 0.22;
} else if (annualFederalTaxableIncome <= 383900) {
federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (annualFederalTaxableIncome – 201050) * 0.24;
} else if (annualFederalTaxableIncome <= 487450) {
federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (annualFederalTaxableIncome – 383900) * 0.32;
} else if (annualFederalTaxableIncome <= 731200) {
federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (487450 – 383900) * 0.32 + (annualFederalTaxableIncome – 487450) * 0.35;
} else {
federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (487450 – 383900) * 0.32 + (731200 – 487450) * 0.35 + (annualFederalTaxableIncome – 731200) * 0.37;
}
}
var federalIncomeTax = federalTax / payFrequency;
if (federalIncomeTax < 0) federalIncomeTax = 0;
// — Georgia State Income Tax (GA SIT) —
var annualGaTaxableIncome = gaTaxableGrossPerPeriod * payFrequency;
// GA Standard Deductions (2024)
var gaStandardDeduction;
if (gaFilingStatus === 'single') {
gaStandardDeduction = 2400;
} else { // married
gaStandardDeduction = 4600;
}
// GA Dependent Exemption (2024)
var gaDependentExemption = gaDependents * 3000; // $3,000 per dependent
annualGaTaxableIncome = annualGaTaxableIncome – gaStandardDeduction – gaDependentExemption;
if (annualGaTaxableIncome < 0) annualGaTaxableIncome = 0;
var gaStateTax = 0;
if (gaFilingStatus === 'single') {
if (annualGaTaxableIncome <= 750) {
gaStateTax = annualGaTaxableIncome * 0.01;
} else if (annualGaTaxableIncome <= 2250) {
gaStateTax = 750 * 0.01 + (annualGaTaxableIncome – 750) * 0.02;
} else if (annualGaTaxableIncome <= 3750) {
gaStateTax = 750 * 0.01 + (2250 – 750) * 0.02 + (annualGaTaxableIncome – 2250) * 0.03;
} else if (annualGaTaxableIncome <= 5250) {
gaStateTax = 750 * 0.01 + (2250 – 750) * 0.02 + (3750 – 2250) * 0.03 + (annualGaTaxableIncome – 3750) * 0.04;
} else if (annualGaTaxableIncome <= 7000) {
gaStateTax = 750 * 0.01 + (2250 – 750) * 0.02 + (3750 – 2250) * 0.03 + (5250 – 3750) * 0.04 + (annualGaTaxableIncome – 5250) * 0.05;
} else {
gaStateTax = 750 * 0.01 + (2250 – 750) * 0.02 + (3750 – 2250) * 0.03 + (5250 – 3750) * 0.04 + (7000 – 5250) * 0.05 + (annualGaTaxableIncome – 7000) * 0.0549;
}
} else { // married
if (annualGaTaxableIncome <= 1000) {
gaStateTax = annualGaTaxableIncome * 0.01;
} else if (annualGaTaxableIncome <= 3000) {
gaStateTax = 1000 * 0.01 + (annualGaTaxableIncome – 1000) * 0.02;
} else if (annualGaTaxableIncome <= 5000) {
gaStateTax = 1000 * 0.01 + (3000 – 1000) * 0.02 + (annualGaTaxableIncome – 3000) * 0.03;
} else if (annualGaTaxableIncome <= 7000) {
gaStateTax = 1000 * 0.01 + (3000 – 1000) * 0.02 + (5000 – 3000) * 0.03 + (annualGaTaxableIncome – 5000) * 0.04;
} else if (annualGaTaxableIncome <= 10000) {
gaStateTax = 1000 * 0.01 + (3000 – 1000) * 0.02 + (5000 – 3000) * 0.03 + (7000 – 5000) * 0.04 + (annualGaTaxableIncome – 7000) * 0.05;
} else {
gaStateTax = 1000 * 0.01 + (3000 – 1000) * 0.02 + (5000 – 3000) * 0.03 + (7000 – 5000) * 0.04 + (10000 – 7000) * 0.05 + (annualGaTaxableIncome – 10000) * 0.0549;
}
}
var gaStateIncomeTax = gaStateTax / payFrequency;
if (gaStateIncomeTax < 0) gaStateIncomeTax = 0;
// — Total Deductions —
var totalDeductions = preTaxDeductions + postTaxDeductions + ficaTax + federalIncomeTax + gaStateIncomeTax;
// — Net Pay —
var netPay = grossPayAmount – totalDeductions;
// Format results
var formatter = new Intl.NumberFormat('en-US', {
style: 'currency',
currency: 'USD',
});
var resultDiv = document.getElementById('payrollResult');
resultDiv.innerHTML =
'
Payroll Summary per Pay Period
' +
'Gross Pay: ' + formatter.format(grossPayAmount) + " +
'Pre-tax Deductions: ' + formatter.format(preTaxDeductions) + " +
'Social Security Tax: ' + formatter.format(socialSecurityTax) + " +
'Medicare Tax: ' + formatter.format(medicareTax) + " +
'Federal Income Tax: ' + formatter.format(federalIncomeTax) + " +
'Georgia State Income Tax: ' + formatter.format(gaStateIncomeTax) + " +
'Post-tax Deductions: ' + formatter.format(postTaxDeductions) + " +
'Total Deductions: ' + formatter.format(totalDeductions) + " +
'Net Pay: ' + formatter.format(netPay) + " +
'Note: This calculator provides an estimate based on 2024 tax rates and simplified withholding methods. Actual payroll deductions may vary based on specific employer settings, YTD earnings, and other factors. For example, Social Security tax has an annual wage base limit which is not tracked by this single-period calculator.';
}
Understanding Your Georgia Paycheck: A Comprehensive Guide
Navigating your paycheck can sometimes feel like deciphering a secret code. Beyond your gross earnings, various deductions for federal, state, and local taxes, as well as other contributions, significantly impact your take-home pay. For employees in Georgia, understanding these components is key to financial planning.
What is Gross Pay?
Gross pay is the total amount of money you earn before any deductions are taken out. This can be your hourly wage multiplied by the hours worked, your salary divided by your pay periods, or commission earnings. It's the starting point for all payroll calculations.
Key Payroll Deductions in Georgia
Your gross pay is subject to several mandatory and optional deductions. Here's a breakdown:
1. Federal Income Tax (FIT)
This is a tax levied by the U.S. government on your earnings. The amount withheld depends on your income, filing status (Single, Married Filing Jointly, etc.), and the number of dependents you claim on your W-4 form. The federal tax system is progressive, meaning higher earners pay a larger percentage of their income in taxes.
2. FICA Taxes (Social Security and Medicare)
Social Security: This tax funds retirement, disability, and survivor benefits. For 2024, the employee contribution rate is 6.2% of your gross wages, up to an annual wage base limit of $168,600. Once your year-to-date earnings exceed this limit, Social Security tax is no longer withheld for the remainder of the year. This calculator applies the rate to the current pay period's gross pay, assuming it's within the annual limit.
Medicare: This tax funds health insurance for the elderly and disabled. The employee contribution rate is 1.45% of all your gross wages, with no wage base limit. An additional Medicare tax of 0.9% applies to wages exceeding certain thresholds ($200,000 for single filers, $250,000 for married filing jointly), which is not included in this basic calculator.
3. Georgia State Income Tax (GA SIT)
Georgia imposes its own state income tax on residents' earnings. Like federal tax, the amount withheld depends on your income, filing status, and the number of dependents you claim on your Georgia Form G-4. Georgia uses a progressive tax system, with rates for 2024 ranging from 1% to 5.49%. The state is currently in a multi-year process of transitioning to a flat tax rate.
4. Pre-tax Deductions
These are deductions taken from your gross pay before taxes are calculated. They reduce your taxable income, which can lower your overall tax liability. Common pre-tax deductions include:
Contributions to a 401(k) or other traditional retirement plans
Health insurance premiums
Health Savings Account (HSA) contributions
Flexible Spending Account (FSA) contributions
5. Post-tax Deductions
These deductions are taken from your pay after all applicable taxes have been calculated and withheld. They do not reduce your taxable income. Examples include:
Based on these inputs (and using 2024 tax rates and simplified calculations):
Gross Pay: $2,000.00
Pre-tax Deductions: $100.00
Social Security Tax (6.2%): $124.00
Medicare Tax (1.45%): $29.00
Federal Income Tax: ~$170.00 (estimated based on annual taxable income and brackets)
Georgia State Income Tax: ~$60.00 (estimated based on annual taxable income and brackets)
Post-tax Deductions: $0.00
Total Deductions: ~$483.00
Net Pay: ~$1,517.00
(Note: These are approximate values for demonstration. Use the calculator for precise estimates.)
Disclaimer
This Georgia Payroll Calculator provides estimates based on current tax laws and common withholding assumptions for 2024. It is not intended to provide tax advice. Actual deductions may vary due to specific circumstances, employer payroll systems, year-to-date earnings (especially for Social Security wage limits), and changes in tax legislation. For personalized advice, consult with a qualified tax professional or your employer's payroll department.