Claim Calculator

Personal Injury Claim Estimator

Use this calculator to get an estimated value for a personal injury claim based on common factors like economic damages, non-economic damages, and comparative fault.

function calculateClaim() { var economicDamagesInput = document.getElementById("economicDamages").value; var painSufferingMultiplierInput = document.getElementById("painSufferingMultiplier").value; var liabilityPercentageInput = document.getElementById("liabilityPercentage").value; var economicDamages = parseFloat(economicDamagesInput); var painSufferingMultiplier = parseFloat(painSufferingMultiplierInput); var liabilityPercentage = parseFloat(liabilityPercentageInput); var resultDiv = document.getElementById("claimResult"); resultDiv.innerHTML = ""; // Clear previous results if (isNaN(economicDamages) || economicDamages < 0) { resultDiv.innerHTML = "Please enter a valid positive number for Economic Damages."; return; } if (isNaN(painSufferingMultiplier) || painSufferingMultiplier 5) { resultDiv.innerHTML = "Please enter a valid Pain & Suffering Multiplier between 1 and 5."; return; } if (isNaN(liabilityPercentage) || liabilityPercentage 100) { resultDiv.innerHTML = "Please enter a valid Liability Percentage between 0 and 100."; return; } // Calculate Non-Economic Damages var nonEconomicDamages = economicDamages * painSufferingMultiplier; // Calculate Gross Claim Value (before liability adjustment) var grossClaimValue = economicDamages + nonEconomicDamages; // Calculate Adjusted Claim Value (after liability adjustment) var adjustedClaimValue = grossClaimValue * (1 – (liabilityPercentage / 100)); resultDiv.innerHTML = "

Estimated Claim Details:

" + "Economic Damages: $" + economicDamages.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 }) + "" + "Estimated Non-Economic Damages: $" + nonEconomicDamages.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 }) + "" + "Gross Estimated Claim Value: $" + grossClaimValue.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 }) + "" + "Your Liability: " + liabilityPercentage.toFixed(1) + "%" + "Adjusted Estimated Claim Value: $" + adjustedClaimValue.toLocaleString('en-US', { minimumFractionDigits: 2, maximumFractionDigits: 2 }) + ""; } .claim-calculator-container { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; background-color: #f9f9f9; padding: 25px; border-radius: 10px; box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1); max-width: 700px; margin: 30px auto; border: 1px solid #e0e0e0; } .claim-calculator-container h2 { color: #333; text-align: center; margin-bottom: 20px; font-size: 28px; } .claim-calculator-container p { color: #555; line-height: 1.6; margin-bottom: 15px; } .calculator-form .form-group { margin-bottom: 20px; } .calculator-form label { display: block; margin-bottom: 8px; font-weight: bold; color: #444; font-size: 16px; } .calculator-form input[type="number"] { width: calc(100% – 22px); padding: 12px; border: 1px solid #ccc; border-radius: 6px; font-size: 16px; box-sizing: border-box; transition: border-color 0.3s ease; } .calculator-form input[type="number"]:focus { border-color: #007bff; outline: none; box-shadow: 0 0 5px rgba(0, 123, 255, 0.2); } .calculator-form small { display: block; margin-top: 5px; color: #777; font-size: 13px; } .calculator-form button { display: block; width: 100%; padding: 14px; background-color: #007bff; color: white; border: none; border-radius: 6px; font-size: 18px; font-weight: bold; cursor: pointer; transition: background-color 0.3s ease, transform 0.2s ease; margin-top: 25px; } .calculator-form button:hover { background-color: #0056b3; transform: translateY(-2px); } .calculator-result { background-color: #eaf6ff; border: 1px solid #b3d9ff; border-radius: 8px; padding: 20px; margin-top: 30px; font-size: 17px; color: #333; } .calculator-result h3 { color: #0056b3; margin-top: 0; margin-bottom: 15px; font-size: 22px; text-align: center; } .calculator-result p { margin-bottom: 10px; display: flex; justify-content: space-between; padding-bottom: 5px; border-bottom: 1px dashed #cce0ff; } .calculator-result p:last-child { border-bottom: none; margin-bottom: 0; padding-top: 10px; font-size: 18px; } .calculator-result p strong { color: #004085; }

Understanding Your Personal Injury Claim

When you've been injured due to someone else's negligence, understanding the potential value of your claim is a crucial first step. A personal injury claim aims to compensate you for the losses you've suffered. These losses typically fall into two main categories: economic damages and non-economic damages.

Economic Damages

Economic damages are quantifiable financial losses directly resulting from your injury. These are often straightforward to calculate and prove with documentation. Common examples include:

• Medical Expenses: Hospital bills, doctor visits, prescription medications, physical therapy, future medical care, and rehabilitation costs.
• Lost Wages: Income lost due to time off work for recovery, appointments, or inability to perform job duties. This can also include loss of future earning capacity if the injury prevents you from returning to your previous job or working at all.
• Property Damage: Costs to repair or replace damaged property, such as your vehicle in a car accident.
• Other Out-of-Pocket Expenses: Transportation costs to medical appointments, assistive devices, home modifications, etc.

Our calculator's "Total Economic Damages" input should encompass all these direct financial losses.

Non-Economic Damages (Pain & Suffering)

Non-economic damages are more subjective and harder to quantify, as they relate to the non-financial impact of your injury on your life. These are often referred to as "pain and suffering" and can include:

• Physical pain and discomfort
• Emotional distress, anxiety, and depression
• Loss of enjoyment of life (inability to participate in hobbies or activities)
• Disfigurement or permanent scarring
• Loss of consortium (impact on marital or family relationships)

To estimate these damages, attorneys and insurance companies often use a "multiplier" method. This involves multiplying your total economic damages by a factor (typically between 1.5 and 5, or even higher for severe injuries). The multiplier chosen depends on the severity of your injuries, the impact on your daily life, the duration of recovery, and the clarity of fault. A minor injury with a quick recovery might warrant a 1.5-2x multiplier, while a severe, life-altering injury could be 4-5x or more.

Our calculator uses a "Pain & Suffering Multiplier" to help estimate this component of your claim.

Comparative Fault (Liability Percentage)

In many jurisdictions, if you are found to be partially at fault for the accident that caused your injuries, your claim's value may be reduced. This is known as comparative negligence or comparative fault. For example, if your total damages are $100,000, but you are found to be 20% at fault, you may only be able to recover $80,000 (100% – 20% = 80% of the total). Some states have "modified comparative fault" rules, where you cannot recover anything if you are found to be more than 50% or 51% at fault.

The "Your Liability Percentage" input in our calculator allows you to factor in this potential reduction, providing a more realistic adjusted claim value.

How the Calculator Works (Example):

Let's say you had a car accident:

• Economic Damages: $10,000 (Medical Bills: $7,000, Lost Wages: $2,000, Car Repair: $1,000)
• Pain & Suffering Multiplier: 3 (due to moderate injuries and several weeks of recovery)
• Your Liability Percentage: 20% (you were slightly at fault for speeding)

Calculation:

1. Non-Economic Damages: $10,000 (Economic) * 3 (Multiplier) = $30,000
2. Gross Claim Value: $10,000 (Economic) + $30,000 (Non-Economic) = $40,000
3. Adjusted Claim Value: $40,000 (Gross) * (1 – 20/100) = $40,000 * 0.80 = $32,000

This calculator provides an estimate and should not be considered legal advice. The actual value of a personal injury claim can vary significantly based on many factors, including the specific facts of the case, the jurisdiction, the insurance company involved, and the skill of your legal representation. It is always recommended to consult with an experienced personal injury attorney for a comprehensive evaluation of your claim.