VA Disability Combined Rating Calculator
Use this calculator to estimate your combined VA disability rating based on multiple individual disability percentages. The Department of Veterans Affairs (VA) uses a specific "whole person" methodology, not simple addition, to combine ratings.
Your Estimated Combined VA Disability Rating:
"; resultHtml += "Unrounded Combined Rating: " + unroundedResult.toFixed(2) + "%"; resultHtml += "Rounded VA Combined Rating: " + roundedResult + "%"; resultHtml += "The VA rounds to the nearest 10%. For example, 72% rounds to 70%, and 75% rounds to 80%."; document.getElementById("result").innerHTML = resultHtml; } .va-disability-calculator { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; max-width: 700px; margin: 20px auto; padding: 25px; border: 1px solid #e0e0e0; border-radius: 8px; background-color: #f9f9f9; box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05); } .va-disability-calculator h2 { color: #2c3e50; text-align: center; margin-bottom: 20px; font-size: 1.8em; } .va-disability-calculator p { color: #34495e; line-height: 1.6; margin-bottom: 15px; } .calculator-form label { display: block; margin-bottom: 8px; color: #34495e; font-weight: bold; font-size: 0.95em; } .calculator-form input[type="number"] { width: calc(100% – 22px); padding: 10px; margin-bottom: 15px; border: 1px solid #ccc; border-radius: 5px; font-size: 1em; box-sizing: border-box; } .calculator-form button { display: block; width: 100%; padding: 12px 20px; background-color: #28a745; color: white; border: none; border-radius: 5px; font-size: 1.1em; cursor: pointer; transition: background-color 0.3s ease; margin-top: 20px; } .calculator-form button:hover { background-color: #218838; } .calculator-result { margin-top: 30px; padding: 20px; border: 1px solid #d4edda; border-radius: 8px; background-color: #e2f0e4; color: #155724; font-size: 1.1em; text-align: center; } .calculator-result h3 { color: #155724; margin-top: 0; font-size: 1.4em; } .calculator-result p { margin-bottom: 8px; color: #155724; } .calculator-result strong { color: #0f3d1a; font-size: 1.2em; }Understanding VA Combined Disability Ratings
The Department of Veterans Affairs (VA) provides disability compensation to veterans who have service-connected conditions. When a veteran has multiple service-connected disabilities, the VA does not simply add the individual percentages together. Instead, they use a specific method known as "VA Math" or the "whole person" theory to arrive at a combined rating.
The "Whole Person" Theory Explained
The VA's approach assumes that a veteran is 100% efficient or "whole" before any disabilities. Each disability reduces this efficiency. When combining multiple disabilities, the VA starts with the highest rating and then applies subsequent ratings to the *remaining efficiency* of the veteran. This means that each additional disability has a progressively smaller impact on the overall combined rating.
Here's how it works in principle:
- Identify all individual service-connected disability ratings. These are the percentages assigned to each condition (e.g., 20% for tinnitus, 50% for PTSD).
- Order the ratings from highest to lowest. This is a crucial step in VA math.
- Start with the highest rating. This becomes your initial combined rating.
- Combine the next highest rating with the remaining "efficiency." For example, if your highest rating is 60%, you are considered 40% efficient (100% – 60%). If your next rating is 30%, the VA calculates 30% of that remaining 40% efficiency (0.30 * 40% = 12%). This 12% is then added to your initial 60%, resulting in a 72% combined rating.
- Repeat the process. Each subsequent disability rating is applied to the *new remaining efficiency* after the previous combination.
- Round to the nearest 10%. Once all disabilities are combined, the VA rounds the final percentage to the nearest 10%. For example, 72% rounds down to 70%, while 75% rounds up to 80%.
Why Simple Addition Doesn't Work
If the VA simply added ratings, a veteran with a 60% rating and a 50% rating would have a 110% rating, which doesn't make sense in the context of a "whole person." The VA math system ensures that the combined rating never exceeds 100% and reflects the progressive impact of multiple conditions on a veteran's overall health and ability to function.
Example of VA Math:
Let's say a veteran has three service-connected disabilities with ratings of 60%, 30%, and 20%.
- Step 1: Sort Ratings: 60%, 30%, 20%
- Step 2: Combine 60% and 30%:
- Start with 60%. Remaining efficiency: 100% – 60% = 40%.
- Apply 30% to remaining efficiency: 30% of 40% = 12%.
- New combined rating: 60% + 12% = 72%.
- Step 3: Combine 72% and 20%:
- Current combined rating: 72%. Remaining efficiency: 100% – 72% = 28%.
- Apply 20% to remaining efficiency: 20% of 28% = 5.6%.
- New combined rating: 72% + 5.6% = 77.6%.
- Step 4: Round to Nearest 10%: 77.6% rounds up to 80%.
This calculator automates this complex process, allowing you to quickly estimate your combined VA disability rating.