Workers Compensation Calculation Sheet

Workers' Compensation Temporary Total Disability Calculator

Enter your total gross earnings over the last 52 weeks before injury.

Enter the actual number of weeks you worked during that 52-week period.

Typically 66.67% (2/3) in many states. Check your state's specific rate.

The maximum weekly amount allowed by your state for TTD benefits.

The minimum weekly amount allowed by your state for TTD benefits.

The estimated number of weeks you will be unable to work due to the injury.

function calculateWorkersComp() { var grossWages = parseFloat(document.getElementById("grossWages").value); var weeksWorked = parseFloat(document.getElementById("weeksWorked").value); var ttdRate = parseFloat(document.getElementById("ttdRate").value); var maxWeeklyBenefit = parseFloat(document.getElementById("maxWeeklyBenefit").value); var minWeeklyBenefit = parseFloat(document.getElementById("minWeeklyBenefit").value); var weeksOfDisability = parseFloat(document.getElementById("weeksOfDisability").value); if (isNaN(grossWages) || isNaN(weeksWorked) || isNaN(ttdRate) || isNaN(maxWeeklyBenefit) || isNaN(minWeeklyBenefit) || isNaN(weeksOfDisability) || weeksWorked <= 0 || ttdRate <= 0 || weeksOfDisability < 0) { document.getElementById("awwResult").innerText = "Invalid Input"; document.getElementById("calculatedWeeklyTTD").innerText = "Invalid Input"; document.getElementById("adjustedWeeklyTTD").innerText = "Invalid Input"; document.getElementById("totalTTDBenefits").innerText = "Invalid Input"; return; } var aww = grossWages / weeksWorked; var calculatedWeeklyTTD = aww * (ttdRate / 100); var adjustedWeeklyTTD = Math.min(maxWeeklyBenefit, Math.max(minWeeklyBenefit, calculatedWeeklyTTD)); var totalTTDBenefits = adjustedWeeklyTTD * weeksOfDisability; document.getElementById("awwResult").innerText = "$" + aww.toFixed(2); document.getElementById("calculatedWeeklyTTD").innerText = "$" + calculatedWeeklyTTD.toFixed(2); document.getElementById("adjustedWeeklyTTD").innerText = "$" + adjustedWeeklyTTD.toFixed(2); document.getElementById("totalTTDBenefits").innerText = "$" + totalTTDBenefits.toFixed(2); } // Run calculation on page load with default values window.onload = calculateWorkersComp;

Understanding Workers' Compensation Temporary Total Disability Benefits

Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for negligence. When an injury prevents you from working entirely, you may be eligible for Temporary Total Disability (TTD) benefits. This calculator helps you estimate these crucial payments.

What is Temporary Total Disability (TTD)?

Temporary Total Disability (TTD) benefits are payments made to an injured worker who is temporarily unable to perform any work due to a work-related injury or illness. These benefits are designed to replace a portion of your lost wages while you are recovering and unable to return to your job. TTD benefits typically continue until you can return to work, reach maximum medical improvement (MMI), or exhaust the state's statutory limit on TTD payments.

How TTD Benefits Are Calculated

The calculation of TTD benefits generally revolves around your Average Weekly Wage (AWW) and your state's specific benefit rate and limits. Here's a breakdown of the key components:

1. Average Weekly Wage (AWW): This is the foundation of your benefits. It's usually calculated by taking your total gross earnings over a specific period (often the 52 weeks prior to your injury) and dividing it by the number of weeks you worked during that period. This figure represents your average earning capacity before the injury.
2. State TTD Benefit Rate: Most states pay a percentage of your AWW as TTD benefits. A common rate is 66.67% (two-thirds) of your AWW, but this can vary.
3. State Maximum Weekly Benefit: To prevent excessively high payouts, every state sets a maximum weekly benefit amount. If your calculated TTD benefit exceeds this maximum, you will only receive the state's cap.
4. State Minimum Weekly Benefit: Conversely, states also establish a minimum weekly benefit to ensure that even low-wage earners receive a reasonable amount of support. If your calculated TTD benefit falls below this minimum, you will receive the state's floor amount.
5. Estimated Weeks of Disability: This is the duration for which you are expected to be out of work. The total estimated benefits are derived by multiplying your adjusted weekly benefit by this number of weeks.

Using the Workers' Compensation TTD Calculator

Our calculator simplifies this process by allowing you to input the necessary figures:

• Total Gross Wages (Last 52 Weeks): Input your total earnings before taxes for the 52 weeks leading up to your injury.
• Number of Weeks Worked (Last 52 Weeks): Enter the actual number of weeks you were employed and earning wages during that 52-week period.
• State TTD Benefit Rate (%): Find out the specific percentage your state uses for TTD benefits (e.g., 66.67).
• State Maximum Weekly Benefit: Enter the highest weekly amount your state allows for TTD.
• State Minimum Weekly Benefit: Input the lowest weekly amount your state allows for TTD.
• Estimated Weeks of Disability: Provide an estimate of how many weeks your doctor expects you to be out of work.

The calculator will then provide you with your estimated Average Weekly Wage, the calculated weekly TTD benefit before limits, the adjusted weekly TTD benefit after applying state maximums and minimums, and your total estimated TTD benefits for the specified duration.

Important Considerations

While this calculator provides a useful estimate, it's important to remember:

• State Laws Vary: Workers' compensation laws are state-specific. The exact calculation methods, benefit rates, and limits can differ significantly from one state to another. Always verify the current rules for your specific state.
• Other Benefits: This calculator focuses solely on Temporary Total Disability. Workers' compensation can also cover medical expenses, Temporary Partial Disability (TPD), Permanent Partial Disability (PPD), Permanent Total Disability (PTD), and vocational rehabilitation.
• Legal Advice: This calculator is for informational purposes only and should not be considered legal advice. If you have been injured at work, it is highly recommended to consult with a qualified workers' compensation attorney to understand your full rights and ensure you receive all entitled benefits.

Knowing your potential TTD benefits can help you plan financially during your recovery period. Use this tool as a starting point, but always seek professional guidance for your specific claim.