Biweekly Pay Calculator
Understanding Biweekly Pay
Biweekly pay is a common payroll schedule where employees receive their wages once every two weeks. This results in 26 paychecks per year, as there are 52 weeks in a year (52 weeks / 2 weeks per pay period = 26 pay periods).
How Biweekly Pay Works
Unlike semi-monthly pay (which is twice a month, usually on fixed dates like the 15th and 30th, resulting in 24 paychecks), biweekly pay periods always span exactly two weeks. This means that twice a year, employees on a biweekly schedule will receive three paychecks in a single month, which can be a pleasant surprise for budgeting.
Calculating Your Biweekly Gross Pay
Our Biweekly Pay Calculator helps you quickly estimate your gross earnings for a two-week period. The calculation method depends on whether you are paid an annual salary or an hourly wage.
For Salaried Employees:
If you receive a fixed annual salary, your biweekly gross pay is determined by dividing your total annual salary by the number of biweekly pay periods in a year, which is 26.
Formula: Annual Salary / 26 = Biweekly Gross Pay
Example: If your annual salary is 52,000, your biweekly gross pay would be 52,000 / 26 = 2,000.
For Hourly Employees:
If you are paid an hourly wage, your biweekly gross pay is calculated by multiplying your hourly rate by the average number of hours you work per week, and then multiplying that by two (for the two weeks in a biweekly period).
Formula: Hourly Rate × Average Hours Per Week × 2 = Biweekly Gross Pay
Example: If you earn 25 per hour and work an average of 40 hours per week, your biweekly gross pay would be 25 × 40 × 2 = 2,000.
Why Biweekly Pay is Popular
- Predictable Income: Employees receive regular, consistent payments, making personal budgeting easier.
- Extra Paychecks: The two "extra" paychecks per year (compared to semi-monthly) can be a bonus for many.
- Administrative Ease: For employers, it simplifies payroll processing compared to weekly pay, while still offering frequent payments to employees.
Important Considerations (Gross vs. Net Pay)
It's crucial to remember that this calculator determines your gross biweekly pay. Your actual take-home pay (net pay) will be lower due to various deductions, which typically include:
- Federal, state, and local income taxes
- Social Security and Medicare taxes (FICA)
- Health insurance premiums
- Retirement contributions (e.g., 401k)
- Other voluntary deductions (e.g., life insurance, union dues)
While this calculator provides a solid estimate of your gross earnings, always refer to your pay stubs for the exact breakdown of your net pay after all deductions.