Arkansas Paycheck Calculator

Arkansas Paycheck Calculator

Use this calculator to estimate your net take-home pay in Arkansas after federal and state taxes, FICA deductions, and other withholdings. This calculator uses simplified 2024 tax rates and withholding methods for estimation purposes and should not be considered financial or tax advice.

Weekly Bi-Weekly Semi-Monthly Monthly

Federal Withholding Information

Single Married Filing Jointly
Enter total amount from W-4 Step 3 (e.g., $2,000 for one child under 17).

Arkansas State Withholding Information

Single Married Filing Jointly
Enter total number of exemptions claimed on AR Form AR4EC.

Deductions

Estimated Paycheck Breakdown

Gross Pay: $0.00

– Federal Income Tax: $0.00

– Arkansas State Income Tax: $0.00

– Social Security Tax (FICA): $0.00

– Medicare Tax (FICA): $0.00

– Pre-Tax Deductions: $0.00

– Post-Tax Deductions: $0.00

Net Pay: $0.00

function calculatePaycheck() { var grossPay = parseFloat(document.getElementById("grossPay").value); var payFrequency = document.getElementById("payFrequency").value; var federalFilingStatus = document.getElementById("federalFilingStatus").value; var federalAllowances = parseFloat(document.getElementById("federalAllowances").value); // W-4 Step 3 amount var stateFilingStatus = document.getElementById("stateFilingStatus").value; var stateAllowances = parseFloat(document.getElementById("stateAllowances").value); // AR exemptions var preTaxDeductions = parseFloat(document.getElementById("preTaxDeductions").value); var postTaxDeductions = parseFloat(document.getElementById("postTaxDeductions").value); // Input validation if (isNaN(grossPay) || grossPay < 0) { alert("Please enter a valid Gross Pay."); return; } if (isNaN(federalAllowances) || federalAllowances < 0) { alert("Please enter a valid number for Federal Dependents/Other Credits."); return; } if (isNaN(stateAllowances) || stateAllowances < 0) { alert("Please enter a valid number for Arkansas Exemptions."); return; } if (isNaN(preTaxDeductions) || preTaxDeductions < 0) { alert("Please enter a valid amount for Pre-Tax Deductions."); return; } if (isNaN(postTaxDeductions) || postTaxDeductions < 0) { alert("Please enter a valid amount for Post-Tax Deductions."); return; } var payPeriodsPerYear; switch (payFrequency) { case "weekly": payPeriodsPerYear = 52; break; case "bi-weekly": payPeriodsPerYear = 26; break; case "semi-monthly": payPeriodsPerYear = 24; break; case "monthly": payPeriodsPerYear = 12; break; default: payPeriodsPerYear = 26; // Default to bi-weekly } var annualGrossPay = grossPay * payPeriodsPerYear; var annualPreTaxDeductions = preTaxDeductions * payPeriodsPerYear; // — FICA Taxes (2024 Rates) — var socialSecurityLimit = 168600; // 2024 SS wage base limit var socialSecurityRate = 0.062; var medicareRate = 0.0145; var socialSecurityTaxableGross = Math.min(grossPay, socialSecurityLimit / payPeriodsPerYear); var socialSecurityTax = socialSecurityTaxableGross * socialSecurityRate; var medicareTax = grossPay * medicareRate; // — Federal Income Tax (Approximation based on 2024 W-4 and tax brackets) — // This is a simplified method. Actual withholding uses IRS Publication 15-T tables/formulas. var annualFederalTaxableIncome = annualGrossPay – annualPreTaxDeductions; // W-4 Step 3 (Dependents/Other Credits) reduces tax liability directly, not taxable income for bracket calculation. // For simplified withholding, we'll treat it as a reduction in taxable income for calculation purposes. // A common simplified approach for W-4 Step 3 is to reduce annual taxable income by the credit amount. // However, the IRS W-4 instructions for Step 3 are for *credits*, not allowances that reduce taxable income. // To simplify, we'll apply the credit directly to the calculated tax. var federalTax = 0; var federalTaxableIncomeForBrackets = annualFederalTaxableIncome; if (federalTaxableIncomeForBrackets < 0) federalTaxableIncomeForBrackets = 0; if (federalFilingStatus === "single") { if (federalTaxableIncomeForBrackets <= 11600) { federalTax = federalTaxableIncomeForBrackets * 0.10; } else if (federalTaxableIncomeForBrackets <= 47150) { federalTax = 11600 * 0.10 + (federalTaxableIncomeForBrackets – 11600) * 0.12; } else if (federalTaxableIncomeForBrackets <= 100525) { federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (federalTaxableIncomeForBrackets – 47150) * 0.22; } else if (federalTaxableIncomeForBrackets <= 191950) { federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (federalTaxableIncomeForBrackets – 100525) * 0.24; } else if (federalTaxableIncomeForBrackets <= 243725) { federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (federalTaxableIncomeForBrackets – 191950) * 0.32; } else if (federalTaxableIncomeForBrackets <= 609350) { federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (243725 – 191950) * 0.32 + (federalTaxableIncomeForBrackets – 243725) * 0.35; } else { federalTax = 11600 * 0.10 + (47150 – 11600) * 0.12 + (100525 – 47150) * 0.22 + (191950 – 100525) * 0.24 + (243725 – 191950) * 0.32 + (609350 – 243725) * 0.35 + (federalTaxableIncomeForBrackets – 609350) * 0.37; } } else { // Married Filing Jointly if (federalTaxableIncomeForBrackets <= 23200) { federalTax = federalTaxableIncomeForBrackets * 0.10; } else if (federalTaxableIncomeForBrackets <= 94300) { federalTax = 23200 * 0.10 + (federalTaxableIncomeForBrackets – 23200) * 0.12; } else if (federalTaxableIncomeForBrackets <= 201050) { federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (federalTaxableIncomeForBrackets – 94300) * 0.22; } else if (federalTaxableIncomeForBrackets <= 383900) { federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (federalTaxableIncomeForBrackets – 201050) * 0.24; } else if (federalTaxableIncomeForBrackets <= 487450) { federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (federalTaxableIncomeForBrackets – 383900) * 0.32; } else if (federalTaxableIncomeForBrackets <= 731200) { federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (487450 – 383900) * 0.32 + (federalTaxableIncomeForBrackets – 487450) * 0.35; } else { federalTax = 23200 * 0.10 + (94300 – 23200) * 0.12 + (201050 – 94300) * 0.22 + (383900 – 201050) * 0.24 + (487450 – 383900) * 0.32 + (731200 – 487450) * 0.35 + (federalTaxableIncomeForBrackets – 731200) * 0.37; } } // Apply W-4 Step 3 credits directly to the calculated tax federalTax = Math.max(0, federalTax – federalAllowances); // federalAllowances is the credit amount var federalTaxPerPeriod = federalTax / payPeriodsPerYear; // — Arkansas State Income Tax (Approximation based on 2024 rates) — // This is a simplified method. Actual withholding uses AR Form AR4EC and withholding tables. var annualARTaxableIncome = annualGrossPay – annualPreTaxDeductions; // Arkansas Standard Deduction (2024): $2,270 or 10% of AGI up to $2,940. For simplicity, use $2,270. annualARTaxableIncome = Math.max(0, annualARTaxableIncome – 2270); var arTax = 0; if (annualARTaxableIncome < 0) annualARTaxableIncome = 0; // Arkansas 2024 Tax Brackets (simplified for withholding) if (annualARTaxableIncome <= 5299) { arTax = annualARTaxableIncome * 0.00; // 0% } else if (annualARTaxableIncome <= 10599) { arTax = 5299 * 0.00 + (annualARTaxableIncome – 5299) * 0.02; // 2% } else if (annualARTaxableIncome <= 15899) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (annualARTaxableIncome – 10599) * 0.04; // 4% } else if (annualARTaxableIncome <= 21199) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (annualARTaxableIncome – 15899) * 0.049; // 4.9% } else if (annualARTaxableIncome <= 31799) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (21199 – 15899) * 0.049 + (annualARTaxableIncome – 21199) * 0.055; // 5.5% } else if (annualARTaxableIncome <= 42399) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (21199 – 15899) * 0.049 + (31799 – 21199) * 0.055 + (annualARTaxableIncome – 31799) * 0.059; // 5.9% } else if (annualARTaxableIncome <= 52999) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (21199 – 15899) * 0.049 + (31799 – 21199) * 0.055 + (42399 – 31799) * 0.059 + (annualARTaxableIncome – 42399) * 0.065; // 6.5% } else if (annualARTaxableIncome <= 63599) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (21199 – 15899) * 0.049 + (31799 – 21199) * 0.055 + (42399 – 31799) * 0.059 + (52999 – 42399) * 0.065 + (annualARTaxableIncome – 52999) * 0.069; // 6.9% } else if (annualARTaxableIncome <= 74199) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (21199 – 15899) * 0.049 + (31799 – 21199) * 0.055 + (42399 – 31799) * 0.059 + (52999 – 42399) * 0.065 + (63599 – 52999) * 0.069 + (annualARTaxableIncome – 63599) * 0.079; // 7.9% } else if (annualARTaxableIncome <= 84799) { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (21199 – 15899) * 0.049 + (31799 – 21199) * 0.055 + (42399 – 31799) * 0.059 + (52999 – 42399) * 0.065 + (63599 – 52999) * 0.069 + (74199 – 63599) * 0.079 + (annualARTaxableIncome – 74199) * 0.082; // 8.2% } else { arTax = 5299 * 0.00 + (10599 – 5299) * 0.02 + (15899 – 10599) * 0.04 + (21199 – 15899) * 0.049 + (31799 – 21199) * 0.055 + (42399 – 31799) * 0.059 + (52999 – 42399) * 0.065 + (63599 – 52999) * 0.069 + (74199 – 63599) * 0.079 + (84799 – 74199) * 0.082 + (annualARTaxableIncome – 84799) * 0.088; // 8.8% } // Apply Arkansas personal exemption credit (2024: $29 per exemption) arTax = Math.max(0, arTax – (stateAllowances * 29)); var stateTaxPerPeriod = arTax / payPeriodsPerYear; // — Calculate Net Pay — var totalDeductions = socialSecurityTax + medicareTax + federalTaxPerPeriod + stateTaxPerPeriod + preTaxDeductions + postTaxDeductions; var netPay = grossPay – totalDeductions; // Display results document.getElementById("grossPayOutput").textContent = grossPay.toFixed(2); document.getElementById("federalTaxOutput").textContent = federalTaxPerPeriod.toFixed(2); document.getElementById("stateTaxOutput").textContent = stateTaxPerPeriod.toFixed(2); document.getElementById("socialSecurityTaxOutput").textContent = socialSecurityTax.toFixed(2); document.getElementById("medicareTaxOutput").textContent = medicareTax.toFixed(2); document.getElementById("preTaxDeductionsOutput").textContent = preTaxDeductions.toFixed(2); document.getElementById("postTaxDeductionsOutput").textContent = postTaxDeductions.toFixed(2); document.getElementById("netPayOutput").textContent = netPay.toFixed(2); } // Run calculation on page load with default values window.onload = calculatePaycheck; .calculator-container { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; background-color: #f9f9f9; padding: 25px; border-radius: 10px; box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1); max-width: 600px; margin: 20px auto; border: 1px solid #e0e0e0; } .calculator-container h2 { color: #2c3e50; text-align: center; margin-bottom: 20px; font-size: 1.8em; } .calculator-container h3 { color: #34495e; margin-top: 25px; margin-bottom: 15px; font-size: 1.3em; border-bottom: 1px solid #eee; padding-bottom: 5px; } .calculator-container p { color: #555; line-height: 1.6; } .form-group { margin-bottom: 15px; display: flex; flex-direction: column; } .form-group label { margin-bottom: 5px; font-weight: bold; color: #333; font-size: 0.95em; } .form-group input[type="number"], .form-group select { padding: 10px; border: 1px solid #ccc; border-radius: 5px; font-size: 1em; width: 100%; box-sizing: border-box; } .form-group small { color: #666; font-size: 0.85em; margin-top: 5px; } button { background-color: #28a745; color: white; padding: 12px 20px; border: none; border-radius: 5px; cursor: pointer; font-size: 1.1em; width: 100%; box-sizing: border-box; transition: background-color 0.3s ease; margin-top: 20px; } button:hover { background-color: #218838; } .calculator-result { background-color: #e9f7ef; border: 1px solid #d4edda; border-radius: 8px; padding: 20px; margin-top: 30px; } .calculator-result h3 { color: #28a745; text-align: center; margin-bottom: 20px; font-size: 1.5em; } .calculator-result p { display: flex; justify-content: space-between; padding: 5px 0; border-bottom: 1px dashed #c3e6cb; margin: 0; color: #333; } .calculator-result p:last-of-type { border-bottom: none; } .calculator-result .net-pay { font-size: 1.2em; font-weight: bold; color: #007bff; border-top: 2px solid #007bff; padding-top: 10px; margin-top: 15px; } .calculator-result span { font-weight: normal; color: #000; }

Understanding Your Arkansas Paycheck: A Comprehensive Guide

Navigating the complexities of your paycheck can be challenging, especially with various federal and state deductions. For residents of Arkansas, understanding how your gross pay translates into net take-home pay involves several key components. This guide will break down the typical deductions you'll see on your Arkansas paycheck.

Gross Pay vs. Net Pay

Your gross pay is the total amount of money you earn before any deductions are taken out. This is the figure your employer uses to calculate your annual salary or hourly wage. Net pay, often referred to as your "take-home pay," is the amount you receive after all taxes and other deductions have been subtracted from your gross pay.

Federal Withholdings

Regardless of which state you live in, certain federal taxes are mandatory deductions from your paycheck:

  • Federal Income Tax: This is a progressive tax, meaning higher earners pay a larger percentage of their income. The amount withheld depends on your gross pay, filing status (Single, Married Filing Jointly, etc.), and the information you provide on your W-4 form, including any dependents or other credits you claim.
  • Social Security Tax (FICA): This funds retirement, disability, and survivor benefits. The current rate is 6.2% of your gross wages, up to an annual wage base limit (e.g., $168,600 for 2024).
  • Medicare Tax (FICA): This funds hospital insurance for the elderly and disabled. The rate is 1.45% of all your gross wages, with no wage base limit. An additional Medicare tax of 0.9% applies to wages over certain thresholds ($200,000 for single filers, $250,000 for married filing jointly).

Arkansas State Income Tax

Arkansas has a progressive state income tax system, meaning the tax rate increases as your income rises. The amount withheld for Arkansas state income tax depends on your annual taxable income, your filing status, and the number of exemptions you claim on your Arkansas Form AR4EC. For 2024, Arkansas tax rates range from 0% to 4.9% for the lowest and highest brackets, respectively, with a top marginal rate of 4.9% for income over $23,999. There are also personal exemption credits (e.g., $29 per exemption for 2024) that reduce your overall state tax liability.

It's important to accurately fill out your AR4EC to ensure the correct amount of state tax is withheld. Over-withholding means you're giving the state an interest-free loan, while under-withholding could lead to penalties at tax time.

Other Common Deductions

Beyond federal and state taxes, your paycheck may include other deductions, which can be either pre-tax or post-tax:

  • Pre-Tax Deductions: These are taken out of your gross pay before taxes are calculated, effectively reducing your taxable income. Common examples include contributions to a 401(k) or 403(b) retirement plan, health insurance premiums, Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs).
  • Post-Tax Deductions: These are taken out after all applicable taxes have been calculated. Examples include Roth 401(k) contributions, union dues, garnishments, and certain types of life insurance premiums.

How to Use the Arkansas Paycheck Calculator

Our Arkansas Paycheck Calculator simplifies the estimation process. Simply input your gross pay per pay period, select your pay frequency, provide your federal and state withholding information (filing status, allowances/exemptions), and enter any pre-tax or post-tax deductions. The calculator will then provide an estimated breakdown of your federal income tax, Arkansas state income tax, FICA contributions, and ultimately, your net take-home pay.

Remember, this calculator provides an estimate based on simplified 2024 tax rates and common withholding methods. For precise figures, always refer to your official pay stubs or consult with a tax professional.

Example Calculation for an Arkansas Resident:

Let's consider an example for an Arkansas resident paid bi-weekly:

  • Gross Pay per Pay Period: $2,000
  • Pay Frequency: Bi-Weekly (26 pay periods/year)
  • Federal Filing Status: Single
  • Federal Dependents/Other Credits (W-4 Step 3): $0
  • Arkansas Filing Status: Single
  • Arkansas Exemptions: 1
  • Pre-Tax Deductions (e.g., 401k, health insurance): $100 per pay period
  • Post-Tax Deductions (e.g., Roth 401k, union dues): $20 per pay period

Based on these inputs, the calculator would perform the following approximate steps:

  1. Annual Gross Pay: $2,000 * 26 = $52,000
  2. Annual Pre-Tax Deductions: $100 * 26 = $2,600
  3. Social Security Tax: $2,000 * 0.062 = $124.00
  4. Medicare Tax: $2,000 * 0.0145 = $29.00
  5. Federal Taxable Income (for brackets): $52,000 – $2,600 = $49,400
  6. Estimated Annual Federal Income Tax (Single, $49,400):
    • 10% on $11,600 = $1,160
    • 12% on ($47,150 – $11,600) = $4,266
    • 22% on ($49,400 – $47,150) = $495
    • Total Annual Federal Tax = $1,160 + $4,266 + $495 = $5,921
  7. Federal Income Tax per Pay Period: $5,921 / 26 = $227.73
  8. Arkansas Taxable Income (for brackets, after standard deduction): $52,000 – $2,600 (pre-tax) – $2,270 (AR standard deduction) = $47,130
  9. Estimated Annual Arkansas State Income Tax (Single, $47,130):
    • 0% on $5,299 = $0
    • 2% on ($10,599 – $5,299) = $106
    • 4% on ($15,899 – $10,599) = $212
    • 4.9% on ($21,199 – $15,899) = $260.00
    • 5.5% on ($31,799 – $21,199) = $583
    • 5.9% on ($42,399 – $31,799) = $620.20
    • 6.5% on ($47,130 – $42,399) = $307.00
    • Total Annual AR Tax = $106 + $212 + $260 + $583 + $620.20 + $307 = $2,088.20
  10. Less AR Exemption Credit: $2,088.20 – ($29 * 1 exemption) = $2,059.20
  11. Arkansas State Income Tax per Pay Period: $2,059.20 / 26 = $79.20
  12. Total Deductions: $124.00 (SS) + $29.00 (Medicare) + $227.73 (Federal) + $79.20 (AR State) + $100.00 (Pre-Tax) + $20.00 (Post-Tax) = $579.93
  13. Net Pay: $2,000 – $579.93 = $1,420.07

    14. This example demonstrates how various factors contribute to your final take-home pay in Arkansas.

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