Az Paycheck Calculator

Arizona Paycheck Calculator

Use this calculator to estimate your net pay per pay period in Arizona, factoring in federal and state taxes, FICA contributions, and common deductions. This calculator uses 2024 tax rates and withholding guidelines.

Federal Withholding

Arizona State Withholding

Deductions

function calculatePaycheck() { // Input values var grossPay = parseFloat(document.getElementById('grossPay').value); var payFrequency = document.getElementById('payFrequency').value; var federalFilingStatus = document.getElementById('federalFilingStatus').value; var federalAllowances = parseInt(document.getElementById('federalAllowances').value); var stateFilingStatus = document.getElementById('stateFilingStatus').value; var stateAllowances = parseInt(document.getElementById('stateAllowances').value); var preTaxDeductions = parseFloat(document.getElementById('preTaxDeductions').value); var postTaxDeductions = parseFloat(document.getElementById('postTaxDeductions').value); // Validate inputs if (isNaN(grossPay) || grossPay < 0) { document.getElementById('result').innerHTML = 'Please enter a valid Gross Pay.'; return; } if (isNaN(federalAllowances) || federalAllowances < 0) { federalAllowances = 0; // Default to 0 if invalid } if (isNaN(stateAllowances) || stateAllowances < 0) { stateAllowances = 0; // Default to 0 if invalid } if (isNaN(preTaxDeductions) || preTaxDeductions < 0) { preTaxDeductions = 0; // Default to 0 if invalid } if (isNaN(postTaxDeductions) || postTaxDeductions additionalMedicareThreshold) { annualAdditionalMedicareTax = (annualGrossPay – additionalMedicareThreshold) * additionalMedicareRate; } var totalAnnualFICA = annualSocialSecurityTax + annualMedicareTax + annualAdditionalMedicareTax; var ficaPerPayPeriod = totalAnnualFICA / payPeriodsPerYear; // 2. Federal Income Tax var annualFederalTaxableGross = annualGrossPay – annualPreTaxDeductions; var federalStandardDeduction = federalStandardDeductions[federalFilingStatus]; var federalAllowanceReduction = federalAllowances * federalAllowanceValue; // Simplified allowance impact var annualFederalTaxableIncome = annualFederalTaxableGross – federalStandardDeduction – federalAllowanceReduction; annualFederalTaxableIncome = Math.max(0, annualFederalTaxableIncome); // Cannot be negative var annualFederalTax = 0; // Simplified Federal Tax Brackets (2024) – for illustration, actual payroll systems use more complex tables // This is a simplified progressive tax calculation if (federalFilingStatus === 'single') { if (annualFederalTaxableIncome <= 11600) annualFederalTax = annualFederalTaxableIncome * 0.10; else if (annualFederalTaxableIncome <= 47150) annualFederalTax = 1160 + (annualFederalTaxableIncome – 11600) * 0.12; else if (annualFederalTaxableIncome <= 100525) annualFederalTax = 5426 + (annualFederalTaxableIncome – 47150) * 0.22; else if (annualFederalTaxableIncome <= 191950) annualFederalTax = 17167.50 + (annualFederalTaxableIncome – 100525) * 0.24; else if (annualFederalTaxableIncome <= 243725) annualFederalTax = 39115.50 + (annualFederalTaxableIncome – 191950) * 0.32; else if (annualFederalTaxableIncome <= 609350) annualFederalTax = 55678.50 + (annualFederalTaxableIncome – 243725) * 0.35; else annualFederalTax = 183647.25 + (annualFederalTaxableIncome – 609350) * 0.37; } else if (federalFilingStatus === 'married') { if (annualFederalTaxableIncome <= 23200) annualFederalTax = annualFederalTaxableIncome * 0.10; else if (annualFederalTaxableIncome <= 94300) annualFederalTax = 2320 + (annualFederalTaxableIncome – 23200) * 0.12; else if (annualFederalTaxableIncome <= 201050) annualFederalTax = 10852 + (annualFederalTaxableIncome – 94300) * 0.22; else if (annualFederalTaxableIncome <= 383900) annualFederalTax = 34337 + (annualFederalTaxableIncome – 201050) * 0.24; else if (annualFederalTaxableIncome <= 487450) annualFederalTax = 78229 + (annualFederalTaxableIncome – 383900) * 0.32; else if (annualFederalTaxableIncome <= 731200) annualFederalTax = 111357 + (annualFederalTaxableIncome – 487450) * 0.35; else annualFederalTax = 195854.50 + (annualFederalTaxableIncome – 731200) * 0.37; } else if (federalFilingStatus === 'hoh') { if (annualFederalTaxableIncome <= 16550) annualFederalTax = annualFederalTaxableIncome * 0.10; else if (annualFederalTaxableIncome <= 63100) annualFederalTax = 1655 + (annualFederalTaxableIncome – 16550) * 0.12; else if (annualFederalTaxableIncome <= 100500) annualFederalTax = 7247 + (annualFederalTaxableIncome – 63100) * 0.22; else if (annualFederalTaxableIncome <= 191950) annualFederalTax = 15463 + (annualFederalTaxableIncome – 100500) * 0.24; else if (annualFederalTaxableIncome <= 243700) annualFederalTax = 37279 + (annualFederalTaxableIncome – 191950) * 0.32; else if (annualFederalTaxableIncome <= 609350) annualFederalTax = 53831 + (annualFederalTaxableIncome – 243700) * 0.35; else annualFederalTax = 181783.50 + (annualFederalTaxableIncome – 609350) * 0.37; } annualFederalTax = Math.max(0, annualFederalTax); // Cannot be negative var federalTaxPerPayPeriod = annualFederalTax / payPeriodsPerYear; // 3. Arizona State Income Tax var annualAZTaxableGross = annualGrossPay – annualPreTaxDeductions; var azStandardDeduction = azStandardDeductions[stateFilingStatus]; var azAllowanceReduction = stateAllowances * azAllowanceValue; var annualAZTaxableIncome = annualAZTaxableGross – azStandardDeduction – azAllowanceReduction; annualAZTaxableIncome = Math.max(0, annualAZTaxableIncome); // Cannot be negative var annualAZTax = annualAZTaxableIncome * azTaxRate; var azTaxPerPayPeriod = annualAZTax / payPeriodsPerYear; // 4. Net Pay Calculation var totalDeductionsPerPayPeriod = ficaPerPayPeriod + federalTaxPerPayPeriod + azTaxPerPayPeriod + preTaxDeductions + postTaxDeductions; var netPayPerPayPeriod = grossPay – totalDeductionsPerPayPeriod; // Display Results var resultsHtml = '

Your Estimated Paycheck

'; resultsHtml += 'Gross Pay per Pay Period: $' + grossPay.toFixed(2) + "; resultsHtml += 'Pre-tax Deductions: $' + preTaxDeductions.toFixed(2) + "; resultsHtml += 'Taxable Gross (Federal/AZ): $' + (grossPay – preTaxDeductions).toFixed(2) + "; resultsHtml += '

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'; resultsHtml += 'Federal Income Tax: $' + federalTaxPerPayPeriod.toFixed(2) + "; resultsHtml += 'Arizona State Tax: $' + azTaxPerPayPeriod.toFixed(2) + "; resultsHtml += 'Social Security Tax: $' + (annualSocialSecurityTax / payPeriodsPerYear).toFixed(2) + "; resultsHtml += 'Medicare Tax: $' + (annualMedicareTax / payPeriodsPerYear + annualAdditionalMedicareTax / payPeriodsPerYear).toFixed(2) + "; resultsHtml += 'Post-tax Deductions: $' + postTaxDeductions.toFixed(2) + "; resultsHtml += '

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'; resultsHtml += 'Total Deductions: $' + totalDeductionsPerPayPeriod.toFixed(2) + "; resultsHtml += 'Net Pay per Pay Period: $' + netPayPerPayPeriod.toFixed(2) + ''; resultsHtml += 'Disclaimer: This is an estimate based on 2024 tax laws and simplified withholding methods. Your actual paycheck may vary. Consult a tax professional for personalized advice.'; document.getElementById('result').innerHTML = resultsHtml; } .az-paycheck-calculator-container { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; background-color: #f9f9f9; padding: 25px; border-radius: 10px; box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1); max-width: 700px; margin: 20px auto; color: #333; } .az-paycheck-calculator-container h2 { color: #0056b3; text-align: center; margin-bottom: 20px; font-size: 1.8em; } .az-paycheck-calculator-container h3 { color: #0056b3; margin-top: 25px; margin-bottom: 15px; border-bottom: 1px solid #eee; padding-bottom: 5px; font-size: 1.3em; } .az-paycheck-calculator-container p { line-height: 1.6; margin-bottom: 10px; } .calculator-form .form-group { margin-bottom: 15px; } .calculator-form label { display: block; margin-bottom: 5px; font-weight: bold; color: #555; } .calculator-form input[type="number"], .calculator-form select { width: calc(100% – 22px); padding: 10px; border: 1px solid #ccc; border-radius: 5px; font-size: 1em; box-sizing: border-box; } .calculator-form small { display: block; margin-top: 5px; color: #777; font-size: 0.85em; } .calculator-form button { display: block; width: 100%; padding: 12px 20px; background-color: #007bff; color: white; border: none; border-radius: 5px; font-size: 1.1em; cursor: pointer; margin-top: 25px; transition: background-color 0.3s ease; } .calculator-form button:hover { background-color: #0056b3; } .calculator-result { margin-top: 30px; padding: 20px; background-color: #e9f7ef; border: 1px solid #d4edda; border-radius: 8px; color: #155724; } .calculator-result h3 { color: #0056b3; margin-top: 0; font-size: 1.5em; text-align: center; border-bottom: 1px solid #d4edda; padding-bottom: 10px; margin-bottom: 15px; } .calculator-result p { margin-bottom: 8px; font-size: 1em; } .calculator-result p strong { color: #333; } .calculator-result hr { border: 0; border-top: 1px dashed #ccc; margin: 15px 0; }

Understanding Your Arizona Paycheck

Navigating your paycheck can sometimes feel like deciphering a complex code. This guide breaks down the key components of your Arizona paycheck, helping you understand where your money goes before it hits your bank account.

Gross Pay vs. Net Pay

Your Gross Pay is the total amount of money you earn before any deductions are taken out. This is typically your hourly wage multiplied by hours worked, or your annual salary divided by your pay periods. Your Net Pay, also known as your take-home pay, is the amount you receive after all taxes and deductions have been subtracted from your gross pay.

Federal Withholding Taxes

These are taxes mandated by the U.S. federal government. They include:

• Federal Income Tax: This is a progressive tax, meaning higher earners pay a larger percentage. The amount withheld depends on your gross pay, filing status (Single, Married Filing Jointly, Head of Household), and the information you provide on your W-4 form (such as dependents and other adjustments). The calculator uses a simplified allowance model for estimation, as the W-4 form was updated in 2020 to no longer use allowances in the same way.
• FICA Taxes (Social Security and Medicare): These are mandatory contributions to federal programs.
  • Social Security: Funds retirement, disability, and survivor benefits. Employees contribute 6.2% of their gross wages up to an annual wage base limit ($168,600 for 2024).
  • Medicare: Funds health insurance for the elderly and disabled. Employees contribute 1.45% of all gross wages, with no wage base limit. An additional 0.9% Medicare tax applies to wages above certain thresholds ($200,000 for single filers, $250,000 for married filing jointly).

Arizona State Income Tax

Arizona has a relatively straightforward state income tax system. For 2024, Arizona uses a flat tax rate of 2.5%. The amount withheld depends on your gross pay, filing status (Single, Married Filing Jointly, Head of Household), and the number of Arizona allowances you claim. Each allowance reduces your taxable income by a specific amount ($2,300 for 2024).

Common Deductions

Beyond taxes, various deductions can reduce your take-home pay. These are generally categorized as pre-tax or post-tax:

• Pre-tax Deductions: These are taken out of your gross pay before federal and state income taxes are calculated, effectively reducing your taxable income. Common examples include contributions to a 401(k) or 403(b) retirement plan, health insurance premiums, and Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs). Note that FICA taxes are generally calculated on your gross pay before these deductions.
• Post-tax Deductions: These are taken out of your pay after all taxes have been calculated. Examples include Roth 401(k) contributions, union dues, garnishments, and certain types of life insurance premiums.

How to Use the Arizona Paycheck Calculator

Our calculator simplifies the process of estimating your net pay. Simply input your gross pay per period, select your pay frequency, choose your federal and state filing statuses, enter any allowances you claim, and add your pre-tax and post-tax deductions. The calculator will then provide an estimate of your federal income tax, Arizona state tax, FICA contributions, and ultimately, your net pay.

Remember, this calculator provides an estimate. Actual withholding can vary based on specific payroll system calculations, additional tax credits, or other unique circumstances. For precise financial planning, always consult with a qualified tax professional.