Hourly Paycheck Calculator

Hourly Paycheck Calculator

Use this calculator to estimate your net hourly paycheck after accounting for regular hours, overtime, and common deductions like federal and state taxes.

function calculatePaycheck() { var hourlyWage = parseFloat(document.getElementById('hourlyWage').value); var regularHours = parseFloat(document.getElementById('regularHours').value); var overtimeHours = parseFloat(document.getElementById('overtimeHours').value); var federalTaxRate = parseFloat(document.getElementById('federalTaxRate').value); var stateTaxRate = parseFloat(document.getElementById('stateTaxRate').value); var otherDeductions = parseFloat(document.getElementById('otherDeductions').value); if (isNaN(hourlyWage) || isNaN(regularHours) || isNaN(overtimeHours) || isNaN(federalTaxRate) || isNaN(stateTaxRate) || isNaN(otherDeductions) || hourlyWage < 0 || regularHours < 0 || overtimeHours < 0 || federalTaxRate < 0 || stateTaxRate < 0 || otherDeductions < 0) { document.getElementById('paycheckResult').innerHTML = 'Please enter valid positive numbers for all fields.'; return; } var grossRegularPay = hourlyWage * regularHours; var grossOvertimePay = hourlyWage * 1.5 * overtimeHours; var totalGrossPay = grossRegularPay + grossOvertimePay; var federalTaxAmount = totalGrossPay * (federalTaxRate / 100); var stateTaxAmount = totalGrossPay * (stateTaxRate / 100); var totalTaxes = federalTaxAmount + stateTaxAmount; var netPay = totalGrossPay – totalTaxes – otherDeductions; var resultHTML = '

Your Estimated Paycheck:

'; resultHTML += 'Gross Regular Pay: $' + grossRegularPay.toFixed(2) + "; resultHTML += 'Gross Overtime Pay: $' + grossOvertimePay.toFixed(2) + "; resultHTML += 'Total Gross Pay: $' + totalGrossPay.toFixed(2) + "; resultHTML += 'Federal Tax Withholding: $' + federalTaxAmount.toFixed(2) + ' (' + federalTaxRate.toFixed(1) + '%)'; resultHTML += 'State Tax Withholding: $' + stateTaxAmount.toFixed(2) + ' (' + stateTaxRate.toFixed(1) + '%)'; resultHTML += 'Total Taxes: $' + totalTaxes.toFixed(2) + "; resultHTML += 'Other Deductions: $' + otherDeductions.toFixed(2) + "; resultHTML += 'Net Pay (Take-Home): $' + netPay.toFixed(2) + ''; document.getElementById('paycheckResult').innerHTML = resultHTML; } .hourly-paycheck-calculator-container { font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif; background-color: #f9f9f9; border: 1px solid #ddd; border-radius: 8px; padding: 25px; max-width: 600px; margin: 30px auto; box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08); color: #333; } .hourly-paycheck-calculator-container h2 { text-align: center; color: #2c3e50; margin-bottom: 20px; font-size: 1.8em; } .hourly-paycheck-calculator-container p { text-align: center; margin-bottom: 25px; line-height: 1.6; color: #555; } .calculator-form .form-group { margin-bottom: 18px; display: flex; flex-direction: column; } .calculator-form label { margin-bottom: 8px; font-weight: bold; color: #444; font-size: 0.95em; } .calculator-form input[type="number"] { padding: 12px 15px; border: 1px solid #ccc; border-radius: 5px; font-size: 1em; width: 100%; box-sizing: border-box; transition: border-color 0.3s ease; } .calculator-form input[type="number"]:focus { border-color: #007bff; outline: none; box-shadow: 0 0 0 3px rgba(0, 123, 255, 0.25); } .calculator-form button { display: block; width: 100%; padding: 14px 20px; background-color: #28a745; color: white; border: none; border-radius: 5px; font-size: 1.1em; cursor: pointer; margin-top: 25px; transition: background-color 0.3s ease, transform 0.2s ease; } .calculator-form button:hover { background-color: #218838; transform: translateY(-2px); } .calculator-form button:active { transform: translateY(0); } .calculator-result { margin-top: 30px; padding: 20px; background-color: #e9f7ef; border: 1px solid #d4edda; border-radius: 8px; color: #155724; } .calculator-result h3 { color: #2c3e50; margin-top: 0; margin-bottom: 15px; font-size: 1.5em; text-align: center; } .calculator-result p { margin-bottom: 10px; font-size: 1em; text-align: left; color: #333; } .calculator-result p strong { color: #2c3e50; }

Understanding Your Hourly Paycheck

An hourly paycheck calculator is an essential tool for anyone paid by the hour. It helps you estimate your take-home pay after all deductions, giving you a clearer picture of your finances. Understanding how your paycheck is calculated can help you budget effectively and verify the accuracy of your pay stubs.

Components of Your Paycheck

Your hourly paycheck is typically broken down into several key components:

1. Hourly Wage: This is the base rate you earn for each hour worked.
2. Regular Hours Worked: The standard number of hours you work in a pay period, usually up to 40 hours per week.
3. Overtime Hours Worked: Hours worked beyond the standard workweek. In the United States, overtime is typically paid at 1.5 times your regular hourly wage (time and a half).
4. Gross Pay: This is your total earnings before any taxes or deductions are taken out. It's calculated by summing your regular pay and any overtime pay. For example, if you work 80 regular hours at $20/hour and 10 overtime hours, your gross pay would be (80 * $20) + (10 * $20 * 1.5) = $1600 + $300 = $1900.
5. Federal Tax Withholding: This is the amount of federal income tax withheld from your paycheck. The percentage depends on your income, filing status, and the allowances you claim on your W-4 form.
6. State Tax Withholding: Similar to federal taxes, this is the amount of state income tax withheld. Not all states have state income tax.
7. Other Deductions: These can include a variety of items such as contributions to a 401(k) retirement plan, health insurance premiums, dental insurance, life insurance, union dues, or garnishments. These are typically deducted from your gross pay before calculating your net pay.
8. Net Pay: Also known as your "take-home pay," this is the amount you actually receive after all taxes and other deductions have been subtracted from your gross pay.

How Overtime Affects Your Paycheck

Overtime pay significantly boosts your gross earnings. Most commonly, overtime is calculated at "time and a half," meaning you earn 1.5 times your regular hourly rate for every hour worked beyond the standard 40 hours in a workweek. For instance, if your regular wage is $25 per hour, your overtime rate would be $37.50 per hour. This calculator includes a field for overtime hours to give you an accurate estimate of your increased earnings.

Example Calculation

Let's say you earn $25 per hour, work 80 regular hours, and 5 overtime hours in a two-week pay period. Your federal tax withholding is 12%, state tax is 4%, and you have $75 in other deductions.

• Regular Pay: 80 hours * $25/hour = $2000
• Overtime Pay: 5 hours * ($25 * 1.5)/hour = 5 hours * $37.50/hour = $187.50
• Total Gross Pay: $2000 + $187.50 = $2187.50
• Federal Tax: $2187.50 * 12% = $262.50
• State Tax: $2187.50 * 4% = $87.50
• Other Deductions: $75.00
• Total Deductions: $262.50 + $87.50 + $75.00 = $425.00
• Net Pay: $2187.50 – $425.00 = $1762.50

This calculator simplifies these calculations, providing you with a quick and reliable estimate of your take-home pay.