Procter and Gamble (PG) Stock Calculator: Estimate Growth & Dividend Income
Procter & Gamble (NYSE: PG) is widely recognized as a cornerstone investment for long-term portfolios. As a "Dividend King," P&G has increased its dividend payout for over 60 consecutive years, making it a favorite among income-focused investors and those seeking stability in the consumer staples sector.
This specific Procter and Gamble stock calculator is designed to help you project the potential future value of an investment in PG. Unlike generic investment calculators, this tool focuses on the mechanics essential to P&G shareholders: stock price appreciation combined with the powerful compounding effect of reinvesting dividends (DRIP).
Estimate Your Potential PG Returns with Dividend Reinvestment
Use the calculator below to define your investment parameters. You will need the current stock price, how much you plan to invest, and your estimates for future dividend yield and annual stock price growth. The calculator assumes dividends are reinvested annually to purchase additional fractional shares.
PG Investment Projection
Historical average for PG is often between 2.2% and 2.8%.
Conservative estimates for mature blue-chips range from 4% to 8%.
function calculatePGStockReturn() {
// 1. Get input values
var currentPriceInput = parseFloat(document.getElementById('pgCurrentPrice').value);
var initialInvestment = parseFloat(document.getElementById('pgInitialInvestment').value);
var dividendYield = parseFloat(document.getElementById('pgDividendYield').value) / 100;
var annualGrowth = parseFloat(document.getElementById('pgAnnualGrowth').value) / 100;
var years = parseInt(document.getElementById('pgInvestmentYears').value);
var resultDiv = document.getElementById('pgResult');
// 2. Validate inputs
if (isNaN(currentPriceInput) || isNaN(initialInvestment) || isNaN(dividendYield) || isNaN(annualGrowth) || isNaN(years) || currentPriceInput <= 0 || initialInvestment <= 0 || years <= 0) {
resultDiv.style.display = "block";
resultDiv.innerHTML = "Please enter valid positive numbers for all fields.";
return;
}
// 3. Perform Calculation (Simulation Loop for DRIP)
var runningPrice = currentPriceInput;
var sharesOwned = initialInvestment / runningPrice;
var totalDividendsReinvested = 0;
// Loop through each year to calculate growth and reinvest dividends
for (var i = 1; i <= years; i++) {
// Calculate dividend amount for the year based on shares owned and current price
// Note: Yield is often based on current price, so Div Amount = (Shares * Price) * Yield
var currentPortfolioValueBeforeDrip = sharesOwned * runningPrice;
var annualDividendAmount = currentPortfolioValueBeforeDrip * dividendYield;
totalDividendsReinvested += annualDividendAmount;
// Reinvest: Buy new shares at the current running price
var newShares = annualDividendAmount / runningPrice;
sharesOwned += newShares;
// Apply stock price appreciation for the next year
runningPrice = runningPrice * (1 + annualGrowth);
}
var finalPortfolioValue = sharesOwned * runningPrice;
var totalProfit = finalPortfolioValue – initialInvestment;
var percentageReturn = (totalProfit / initialInvestment) * 100;
// 4. Format and display results
var currencyFormatter = new Intl.NumberFormat('en-US', {
style: 'currency',
currency: 'USD',
minimumFractionDigits: 2,
maximumFractionDigits: 2
});
var outputHTML = "
When analyzing a mature company like Procter & Gamble, the focus shifts from explosive short-term growth to reliable, compounding returns over decades. This calculator highlights two critical components of the PG investment thesis:
Dividend Reliability: PG is known for its commitment to returning cash to shareholders. Even a moderate yield, when reinvested consistently over 10, 20, or 30 years, can significantly increase the total number of shares you own without investing additional capital.
Defensive Growth: While PG may not double in price in a single year like a volatile tech stock, it generally aims for steady organic sales growth and earnings per share (EPS) improvement, which drives the stock price upward over the long haul, offering a hedge against economic downturns.
Important Disclaimer Regarding Projections
Please remember that the figures provided by this Procter and Gamble stock calculator are hypothetical projections based entirely on the inputs you provide. The stock market is unpredictable. Actual future dividend yields may fluctuate, and stock price growth is never guaranteed. P&G's past performance as a Dividend King is a strong historical indicator but not a guarantee of future results. Always perform thorough due diligence or consult with a qualified financial advisor before making investment decisions.