UKG Paycheck Calculator
Use this calculator to estimate your net pay per pay period, taking into account gross earnings, pre-tax deductions, FICA taxes, federal income tax, state income tax, and post-tax deductions. This tool helps you understand how various factors impact your take-home pay when using a payroll system like UKG.
Tax Withholding Information
Note: Federal and State tax calculations are simplified estimates. For precise figures, consult official IRS and state tax resources or your payroll department.
Deductions
Your Estimated Paycheck Details
'; resultHTML += 'Gross Pay per Period: $' + formattedGrossPay + "; resultHTML += 'Pre-Tax Deductions: -$' + formattedPreTaxDeductions + "; resultHTML += 'Taxable Gross (for FICA/Taxes): $' + formattedTaxableGross + "; resultHTML += ''; resultHTML += 'FICA Taxes:'; resultHTML += '
- ';
resultHTML += '
- Social Security Tax: -$' + formattedSocialSecurityTax + ' '; resultHTML += '
- Medicare Tax: -$' + formattedMedicareTax + ' '; resultHTML += '
- Total FICA: -$' + formattedTotalFicaTax + ' '; resultHTML += '
'; resultHTML += 'Estimated Net Pay per Period: $' + formattedNetPay + ''; document.getElementById('paycheckResult').innerHTML = resultHTML; } // Initial call to set correct display based on default radio button toggleGrossPayInputs(); .calculator-container { font-family: Arial, sans-serif; background-color: #f9f9f9; padding: 20px; border-radius: 8px; max-width: 600px; margin: 20px auto; box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1); } .calculator-container h2 { color: #333; text-align: center; margin-bottom: 20px; } .calculator-container h3 { color: #555; margin-top: 25px; margin-bottom: 15px; border-bottom: 1px solid #eee; padding-bottom: 5px; } .calculator-container p { color: #666; line-height: 1.6; } .calc-input-group { margin-bottom: 15px; display: flex; flex-wrap: wrap; align-items: center; gap: 10px; } .calc-input-group label { flex: 1 1 180px; color: #333; font-weight: bold; } .calc-input-group input[type="number"], .calc-input-group select { flex: 2 1 250px; padding: 10px; border: 1px solid #ddd; border-radius: 4px; box-sizing: border-box; font-size: 16px; } .calc-input-group input[type="radio"] { flex: 0 0 auto; margin-right: 5px; } .calc-input-group label[for="grossPayTypeAnnual"], .calc-input-group label[for="grossPayTypeHourly"] { flex: 0 0 auto; font-weight: normal; margin-right: 15px; } button { display: block; width: 100%; padding: 12px 20px; background-color: #007bff; color: white; border: none; border-radius: 4px; font-size: 18px; cursor: pointer; margin-top: 20px; transition: background-color 0.3s ease; } button:hover { background-color: #0056b3; } .calculator-result { margin-top: 30px; padding: 20px; background-color: #e9f7ef; border: 1px solid #d4edda; border-radius: 8px; color: #155724; } .calculator-result h3 { color: #155724; margin-top: 0; border-bottom: 1px solid #c3e6cb; padding-bottom: 10px; } .calculator-result p { margin-bottom: 8px; color: #155724; } .calculator-result ul { list-style-type: none; padding-left: 0; margin-top: 5px; margin-bottom: 10px; } .calculator-result ul li { margin-bottom: 3px; color: #155724; } .calculator-result hr { border: 0; border-top: 1px dashed #c3e6cb; margin: 15px 0; } .calculator-result .highlight { font-size: 1.2em; font-weight: bold; color: #0056b3; } .calculator-result .error { color: #dc3545; font-weight: bold; } .note { font-size: 0.9em; color: #888; margin-bottom: 15px; }
Understanding Your Paycheck with UKG
For many employees, understanding the journey from gross earnings to net pay can be complex. Payroll systems like UKG (formerly Ultimate Software and Kronos) streamline this process for employers, but it's still crucial for employees to grasp the various deductions and taxes that impact their take-home pay. This UKG Paycheck Calculator is designed to give you a clear estimate of your net earnings, helping you budget and plan effectively.
What is UKG?
UKG (Ultimate Kronos Group) is a leading global provider of human capital management (HCM) and workforce management solutions. Their platforms help businesses manage everything from payroll and HR to time tracking, talent acquisition, and benefits administration. For employees, UKG often serves as the portal to view pay stubs, manage time off, and update personal information.
Key Components of Your Paycheck
Your paycheck isn't just your hourly rate multiplied by hours worked, or your annual salary divided by pay periods. Several factors come into play:
1. Gross Pay
This is your total earnings before any deductions or taxes are taken out. It can be calculated based on an annual salary, an hourly wage multiplied by hours worked, or commissions and bonuses.
2. Pre-Tax Deductions
These are deductions taken from your gross pay before taxes are calculated. Because they reduce your taxable income, they can lower your overall tax liability. Common pre-tax deductions include:
- 401(k) or 403(b) Contributions: Retirement savings plans.
- Health, Dental, and Vision Insurance Premiums: Your share of healthcare costs.
- Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs): Accounts for healthcare or dependent care expenses.
3. FICA Taxes
The Federal Insurance Contributions Act (FICA) mandates contributions to Social Security and Medicare. These are federal taxes that fund retirement, disability, and healthcare benefits.
- Social Security: A percentage (currently 6.2%) of your gross wages up to an annual limit (e.g., $168,600 for 2024).
- Medicare: A percentage (currently 1.45%) of all your gross wages, with no income limit.
4. Federal Income Tax
This is the tax you pay to the U.S. federal government, based on your income, filing status (Single, Married Filing Jointly, Head of Household), and the number of dependents you claim on your W-4 form. The amount withheld is an estimate, and the goal is to have paid roughly the correct amount by year-end to avoid a large refund or a large tax bill.
5. State Income Tax
Most states also levy an income tax. The rates and rules vary significantly by state. Some states have flat rates, others have progressive rates, and a few states have no state income tax at all.
6. Post-Tax Deductions
These deductions are taken out of your pay *after* all applicable taxes have been calculated and withheld. They do not reduce your taxable income. Examples include:
- Roth 401(k) Contributions: Retirement savings where contributions are taxed now, but withdrawals in retirement are tax-free.
- Garnishments: Court-ordered deductions for debts like child support or student loans.
- Union Dues: Fees paid to a labor union.
- Charitable Contributions: Deductions for donations made directly from your paycheck.
7. Net Pay
This is your "take-home pay" – the amount that actually gets deposited into your bank account or issued as a check after all taxes and deductions have been subtracted from your gross pay.
How to Use the UKG Paycheck Calculator
Our calculator simplifies the complex process of estimating your net pay. Simply input your gross pay details (annual salary or hourly wage), select your pay frequency, provide your federal tax withholding information, an estimated state tax rate, and any pre-tax or post-tax deductions. The calculator will then provide an estimated breakdown of your paycheck.
Disclaimer: This calculator provides estimates based on the information you provide and simplified tax rules. It is not a substitute for professional tax advice or official payroll statements from your employer. Actual tax liabilities and deductions may vary based on specific state laws, local taxes, and individual circumstances not accounted for in this simplified model. Always refer to your official UKG pay stubs for accurate figures.