Virginia Hourly Paycheck Calculator

Virginia Hourly Paycheck Calculator

Use this calculator to estimate your net pay per pay period as an hourly employee in Virginia. This tool helps you understand how your gross wages are affected by federal and state taxes, FICA contributions, and various deductions.

Weekly (52 paychecks/year) Bi-Weekly (26 paychecks/year) Semi-Monthly (24 paychecks/year) Monthly (12 paychecks/year)
(Simplified for calculation purposes)
(e.g., 401k, health insurance premiums)
(e.g., Roth 401k, garnishments)

Your Estimated Paycheck Breakdown:

Gross Pay:
Pre-Tax Deductions:
Federal Income Tax:
Virginia State Income Tax:
Social Security Tax:
Medicare Tax:
Post-Tax Deductions:
Net Pay:

Note: Tax calculations are simplified estimates and not a substitute for professional tax advice. Actual withholdings may vary based on your W-4 elections, specific deductions, and other factors.

Understanding Your Virginia Hourly Paycheck

For hourly employees in Virginia, understanding how your gross earnings translate into your net take-home pay can be complex. Various deductions, including federal and state taxes, FICA contributions, and voluntary deductions, all play a role. This calculator provides an estimate to help you visualize your paycheck breakdown.

Key Components of Your Paycheck:

  1. Gross Pay: This is your total earnings before any deductions. For hourly employees, it's calculated by multiplying your hourly wage by the number of hours worked in a pay period.
  2. Pre-Tax Deductions: These are amounts subtracted from your gross pay before taxes are calculated. Common examples include contributions to a 401(k) or 403(b) retirement plan, health insurance premiums, and Flexible Spending Account (FSA) contributions. Pre-tax deductions reduce your taxable income, potentially lowering your federal and state income tax liability.
  3. Federal Income Tax (FIT): The amount withheld from your paycheck for federal income tax depends on your gross pay, pay frequency, and the information you provide on your W-4 form (such as dependents and other adjustments). The U.S. has a progressive tax system, meaning higher earners pay a larger percentage of their income in taxes.
  4. Virginia State Income Tax (SIT): Virginia also has a progressive income tax system. The amount withheld for state tax depends on your gross pay, pay frequency, and the number of Virginia withholding allowances you claim.
  5. FICA Taxes (Social Security & Medicare): These are mandatory federal taxes that fund Social Security and Medicare programs.
    • Social Security: As of 2024, employees contribute 6.2% of their gross wages up to an annual wage base limit of $168,600.
    • Medicare: Employees contribute 1.45% of all gross wages, with no wage base limit.
  6. Post-Tax Deductions: These are amounts subtracted from your pay after all taxes have been calculated and withheld. Examples include Roth 401(k) contributions, union dues, garnishments, or certain charitable contributions.
  7. Net Pay: This is your take-home pay – the amount remaining after all pre-tax deductions, taxes, and post-tax deductions have been subtracted from your gross pay.

Example Calculation:

Let's consider an example using the default values in the calculator:

  • Hourly Wage: $25.00
  • Hours Worked per Pay Period: 80 (Bi-Weekly)
  • Gross Pay: $25.00/hour * 80 hours = $2,000.00
  • Pre-Tax Deductions: $100.00
  • Taxable Gross for Taxes: $2,000.00 – $100.00 = $1,900.00
  • Federal Withholding Allowances: 2
  • Virginia Withholding Allowances: 1
  • Post-Tax Deductions: $50.00

Based on these inputs, the calculator would estimate the following (values are illustrative and rounded for simplicity, actual calculator output will be precise):

  • Social Security Tax (6.2% of $2,000): ~$124.00
  • Medicare Tax (1.45% of $2,000): ~$29.00
  • Estimated Federal Income Tax: ~$150.00 (highly dependent on allowances and simplified brackets)
  • Estimated Virginia State Income Tax: ~$75.00 (highly dependent on allowances and simplified brackets)
  • Total Deductions: $100 (pre-tax) + $124 (SS) + $29 (Med) + $150 (Fed) + $75 (VA) + $50 (post-tax) = ~$528.00
  • Estimated Net Pay: $2,000.00 – $528.00 = ~$1,472.00

This example demonstrates how various deductions reduce your gross pay to your final net pay. Remember that this calculator uses simplified tax formulas for estimation purposes. For precise figures, always refer to your official pay stubs or consult a tax professional.

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Gross Pay var grossPay = hourlyWage * hoursWorked; // 2. Pre-tax deductions var taxableGrossForTaxes = grossPay – preTaxDeductions; if (taxableGrossForTaxes 0) { var annualFederalTax = 0; // Simplified Federal Tax Brackets (Illustrative, not actual IRS tables for 2024, single filer) // Using a simplified standard deduction and allowance reduction for calculation. var standardDeduction = 14600; // 2024 single standard deduction var taxableAfterStandard = annualTaxableForFederal – standardDeduction; if (taxableAfterStandard < 0) taxableAfterStandard = 0; // Adjust for allowances (simplified: each allowance reduces taxable income by a fixed amount) // This is a pre-2020 W4 concept, but used here for simplification as a "withholding adjustment" proxy. taxableAfterStandard = taxableAfterStandard – (federalAllowances * 4300); // Using old allowance value as a proxy if (taxableAfterStandard < 0) taxableAfterStandard = 0; if (taxableAfterStandard <= 11600) { annualFederalTax = taxableAfterStandard * 0.10; } else if (taxableAfterStandard <= 47150) { annualFederalTax = 1160 + (taxableAfterStandard – 11600) * 0.12; } else if (taxableAfterStandard <= 100525) { annualFederalTax = 5426 + (taxableAfterStandard – 47150) * 0.22; } else { annualFederalTax = 17168.50 + (taxableAfterStandard – 100525) * 0.24; } // Simplified, higher brackets omitted federalTax = annualFederalTax / payPeriodsPerYear; if (federalTax 0) { var annualVATax = 0; // Virginia's 2023/2024 brackets (simplified, single filer) // Virginia standard deduction for 2024 is $8,500 or 20% of gross income, whichever is less, up to $4,500. // Using a fixed maximum standard deduction for simplicity. var vaStandardDeduction = 4500; // Max standard deduction var vaTaxableAfterStandard = annualTaxableForVirginia – vaStandardDeduction; if (vaTaxableAfterStandard < 0) vaTaxableAfterStandard = 0; // Adjust for Virginia personal exemptions ($930 per allowance for 2024) vaTaxableAfterStandard = vaTaxableAfterStandard – (virginiaAllowances * 930); if (vaTaxableAfterStandard < 0) vaTaxableAfterStandard = 0; if (vaTaxableAfterStandard <= 3000) { annualVATax = vaTaxableAfterStandard * 0.02; } else if (vaTaxableAfterStandard <= 5000) { annualVATax = 60 + (vaTaxableAfterStandard – 3000) * 0.03; } else if (vaTaxableAfterStandard <= 17000) { annualVATax = 120 + (vaTaxableAfterStandard – 5000) * 0.05; } else { annualVATax = 720 + (vaTaxableAfterStandard – 17000) * 0.0575; } virginiaTax = annualVATax / payPeriodsPerYear; if (virginiaTax < 0) virginiaTax = 0; } // 6. Total Deductions var totalDeductions = preTaxDeductions + socialSecurityTax + medicareTax + federalTax + virginiaTax + postTaxDeductions; // 7. Net Pay var netPay = grossPay – totalDeductions; // Display Results document.getElementById("grossPayOutput").innerHTML = "$" + grossPay.toFixed(2); document.getElementById("preTaxDeductionsOutput").innerHTML = "$" + preTaxDeductions.toFixed(2); document.getElementById("federalTaxOutput").innerHTML = "$" + federalTax.toFixed(2); document.getElementById("virginiaTaxOutput").innerHTML = "$" + virginiaTax.toFixed(2); document.getElementById("socialSecurityOutput").innerHTML = "$" + socialSecurityTax.toFixed(2); document.getElementById("medicareTaxOutput").innerHTML = "$" + medicareTax.toFixed(2); document.getElementById("postTaxDeductionsOutput").innerHTML = "$" + postTaxDeductions.toFixed(2); document.getElementById("netPayOutput").innerHTML = "$" + netPay.toFixed(2); document.getElementById("resultOutput").style.display = "block"; }

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